Brighta Loan
Brighta Loan is designed to support short-term financial needs quickly and conveniently. Once the credit criteria are met, the loan is disbursed instantly through the AccionMonie app. Borrowers can choose a repayment duration between 1 to 4 months, with interest rates increasing slightly as the tenure extends.
Repayments are automatically deducted from the customer’s SaveBrighta account. If the account isn’t funded, the linked bank card will be charged. Early repayment is also available through the “Pay Early” feature, this allows interest to be charged only for the actual loan duration used.
Brighta Loan is designed to support short-term financial needs quickly and conveniently. Once the credit criteria are met, the loan is disbursed instantly through the AccionMonie app. Borrowers can choose a repayment duration between 1 to 4 months, with interest rates increasing slightly as the tenure extends.
Repayments are automatically deducted from the customer’s SaveBrighta account. If the account isn’t funded, the linked bank card will be charged. Early repayment is also available through the “Pay Early” feature, this allows interest to be charged only for the actual loan duration used.
Up to ₦500K | 1–4 months | 8%–14% interest | No collateral
Download the AccionMonie App via Play Store / Apple Store.
Download the AccionMonie App via Play Store / Apple Store.
FAQs
What makes me eligible for a Brighta loan?
What makes me eligible for a Brighta loan?
What makes me eligible for a Brighta loan?
What is the maximum amount I can get?
What is the maximum amount I can get?
What is the maximum amount I can get?
How quickly can I receive the funds after applying for the loan?
How quickly can I receive the funds after applying for the loan?
How quickly can I receive the funds after applying for the loan?
What is the credit assessment process?
What is the credit assessment process?
What is the credit assessment process?
How does the interest rate vary during the loan tenure?
How does the interest rate vary during the loan tenure?
How does the interest rate vary during the loan tenure?
How is the loan repayment done?
How is the loan repayment done?
How is the loan repayment done?
What happens if I miss a loan repayment?
What happens if I miss a loan repayment?
What happens if I miss a loan repayment?
Is there an option to extend the loan tenure?
Is there an option to extend the loan tenure?
Is there an option to extend the loan tenure?
Can I apply for another loan after repaying the current one?
Can I apply for another loan after repaying the current one?
Can I apply for another loan after repaying the current one?
Do I need documents or collateral?
Do I need documents or collateral?
Do I need documents or collateral?
What is Delinquency Fee?
What is Delinquency Fee?
What is Delinquency Fee?
How do I check my loan balance and payment date?
How do I check my loan balance and payment date?
How do I check my loan balance and payment date?
Notice
All interest rates are subject to MPR (Monetary Policy Rate).
Notice
All interest rates are subject to MPR (Monetary Policy Rate).