Our Products & Services

ACCION Microfinance bank has in its portfolio a range of products duly designed to meet our target's needs as follows:

• My Brighta Family Future Account

  This is an account for accumulating individual and family savings. The accumulated funds can be used to acquire or increase the value of assets, enable the individual/family take charge of their financial situation, save towards future plans and, in the long run, aim towards financial self- sufficiency.

• My Brighta Business Savings Account

  This is a savings account for transaction purposes for individuals/entrepreneurs who desire traditional savings services.

• My Brighta Business Current Account

  This is a transaction account designed for small and medium sized sole entrepreneurs who perform moderate volumes of transaction with third parties and require convenience and ease in carrying out these transactions. The Brighta Business Current account provides ready access to funds through cheque or branch.

• Brighta Investor

  Brighta Investor is a socially responsible fixed deposit account. It provides a platform for socially minded individuals and organizations who wish to impact on their society by empowering the lives of low income persons while making a competitive return on their funds.
  With Brighta Investor, socially minded individuals create personal loan funds by opening term deposit accounts with AMfB. The funds deposited are used to provide micro loans to micro entrepreneurs and nominated beneficiaries by the investor within Lagos State who must AMfB’s eligibility criteria.

• My Own

  This is a loan facility targeting micro and small businesses whose analysis is based on capacity to repay. The loan provides financing for working capital purposes.

• My Own Plus

  This is a consumer loan that is payroll based, as a short and medium term credit facility. It’s basically a consumption loan.

• Our Own

  This is a wholesale micro finance product that seeks to avail loans to micro entrepreneurs through institutions, registered associations that enter into partnership with AMfB.