Our Products & Services

ACCION Microfinance bank has in its portfolio a range of products duly designed to meet our target's needs as follows:

• Brighta Future

  This is an account for accumulating individual and family savings. The accumulated funds can be used to acquire or increase the value of assets, enable the individual/family take charge of their financial situation, save towards future plans and, in the long run, aim towards financial self- sufficiency.

• Brighta Purse

  This is a savings account for transaction purposes for individuals/entrepreneurs who desire traditional savings services.

• Brighta Xtra

  This is a transaction account designed for small and medium sized sole entrepreneurs who perform moderate volumes of transaction with third parties and require convenience and ease in carrying out these transactions. The Brighta Business Current account provides ready access to funds through cheque or branch.

• Brighta Social Investor

  Brighta Social Investor is a socially responsible fixed deposit account. It provides a platform for socially minded individuals and organizations who wish to impact on their society by empowering the lives of low income persons while making a competitive return on their funds.
  With Brighta Social Investor, socially minded individuals create personal loan funds by opening term deposit accounts with AMfB. The funds deposited are used to provide micro loans to micro entrepreneurs and nominated beneficiaries by the investor within Lagos State who must AMfB’s eligibility criteria.

• Brighta Investor

  The AMfB ‘Brighta Investor’ is a fixed deposit account that provides a platform for individuals and organizations who intend to fix their funds in a safe purse at a competitive interest rate.

  Features and Benefits
  

  • Safety and security of funds
  • Competitive interest rates
  • Flexible tenure
  • Option of rollover of investment

• My Own

  This is a loan facility targeting micro and small businesses whose analysis is based on capacity to repay. The loan provides financing for working capital purposes.

• My Own Plus

  The AMfB ‘My Own Plus’ is a personal loan that gives you money when you need it most. It is a short to medium term payroll based loan that helps you pay for planned expenses such as investing in shares or unplanned expenses such as medical bills.

• My Own Extra

  The AMfB ‘My Own Extra’ is a working capital for (Repeat) loyal clients who are either on their 3rd or 5th cycle depending on their loan size.

• My Own Extra Plus

  The AMfB ‘My Own Extra Plus’ is a working capital for (Repeat) loyal clients who are either on their 3rd or 5th cycle depending on their loan size.

• My Own Asset

  The AMfB ‘My Own Asset’ is an asset financing loan designed for micro entrepreneurs and small business owners who desire to acquire asset for their business purposes but lack conventional collateral to secure their loans.